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Most veterans could use extra cash, maybe a better car, home repairs or debt consolidation is in your future. A VA cash out refinance can help you meet these pressing needs. VA cash out refinance is different from the VA streamline refinance. If you have an existing VA loan, the VA streamline refinance program can make the process so simple. There isn’t even a minimum credit score required. This means if you have one late mortgage payment, you are not disqualified. However, you can’t have had more than one in the last year.

A VA streamline refinance is the repayment of your current real estate mortgage using the proceeds from your new loan. You can use the VA streamline finance program to pay off the home you reside in only, the one that currently holds a VA mortgage.

A VA streamline refinance can help pay those pressing expenses that our nations veterans should not have to stress over. Lower interest rates will free up cash that you can use for whatever you need since a VA streamline refinance allows you to refinance your current high mortgage interest rate to a lower rate. There are no out-of-pocket expenses to use the VA streamline refinance program and you do not need to get another appraisal on your home.